Terms Of Use & General Disclaimer

The services information and data made available on or accessible via this Website including facts, views, advice, analyses, opinions, online tools , interactive graphs and recommendations of individuals and organisations are for general information purposes only.

Information, data, text, images, links, sound, graphics, online tools and video sequences (“Materials”) displayed on or accessible via this Website at your own risk. You must always consider your own financial situation, objectives and needs, conduct your own investigations and analysis and seek the relevant professional advice before otherwise making any tax, financial, legal, investment or commercial decisions.

The website owner, its related companies, and its directors, officers, agents, employees, contractors and third party information providers (a) do not give any representation or warranty, express or implied, as to the reliability, accuracy or completeness of any Materials or online tools displayed on or accessible via this Website; or (b) do not warrant that any of the functions contained in any Materials or online tools displayed on or accessible via this Website or your access to this Website will be uninterrupted or error-free; and (c) make no representations, disclaim all express, implied and statutory warranties of any kind to any user and/or third party, and accept no liability.

The website uses automatic translation tools and Reasonable efforts have been made to provide an accurate translation; however, no automated translation is perfect nor is it intended to replace human translators. The official text is the English version of those contents.

Restrictions on use of information, materials and online tools

Except as otherwise provided, the Contents of this website shall not be reproduced, replicated ,republished, uploaded, hotlinked , posted, transmitted, distributed, stored, adapted, displayed, altered or otherwise used in whole or in part in any manner, without the prior written consent of the website owner. 

You may use the Contents found on this Website solely for personal, internal, non-commercial and/or informational purposes only. You must not display, distribute or otherwise use any of the Contents found on this Website for any commercial purpose unless you receive specific prior written consent from the website owner.

Modification of any of the Contents or use of the Contents for any other purpose will be a violation of the website owner’s copyright and other intellectual property rights. Online interactive tools on this website are protected by copyright and may not be reproduced or appropriated in any manner without the prior written consent of their respective copyright owners. 

The design and layout of this website is protected by intellectual property and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound, image or tools from this website may be copied or transmitted for commercial purpose unless you receive prior written consent from the website owner.